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I’m Allan Congo, Southwestern Ontario’s Mortgage Agent

I’ve spent 15+ years fighting for the best rates for my clients, using my network of over 43 lenders to help secure the best mortgage terms. Let me put that experience to work for you, too.

Mortgages

If you’re looking for information about mortgage loans, check out current mortgage rates, want to calculate your home loan, or apply for a mortgage — look no further. Here, you can find everything you’ll need to know about mortgages and how I can help you secure the best mortgage rates.

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Understanding Mortgages

Everything You Need To Know About Home Loans

How do mortgage terms work? What kind of home loan is best for refinancing? Should I choose a fixed or variable rate mortgage? Find the answers to your mortgage questions below. I’m here to help you understand mortgages, how they’re structured, and what choices will help you set up your home loan in the best and most affordable way.

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Current Mortgage Rates

Browse the Most Up-To-Date Home Loan Mortgage Rates

Mortgage rates often fluctuate, so if you want to stay informed on the current fixed mortgage rates or the current variable mortgage rates, check out my rate page.

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Mortgage Calculator

The First Step to a Home Loan Quote

If you’re considering applying for a mortgage, the best way to test your eligibility for pre-approval is by using my mortgage calculator. The purpose of the calculator is to help you test the affordability of your mortgage with the current rates, as well as help you plan the mortgage length. Try it out for yourself and explore your options. 

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Apply For A Mortgage

Get Mortgage Pre-Approval

Ready to apply for a mortgage? I’m here to help! My job is to make the process of applying for a mortgage smooth and simple. Once I collect the necessary information, I’ll browse my lender network to find the best mortgage broker rates and help you secure your financing. Let me take the stress and uncertainty out of securing a mortgage.

Why Choose A Mortgage Agent

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Big Bank vs Mortgage Broker

Did you know that bank mortgage rates are often higher than mortgage broker rates? That’s because they can only offer you their rate, while mortgage agents can “shop around” to find you the best home loan mortgage rate from a wide network of mortgage lenders. Besides better rates, there are many other reasons why choosing a mortgage agent can result in a better mortgage.

About Me

Let me introduce myself: I’m Allan Congo, proud father, husband, and Canadian. I live and work in Southwestern Ontario, serving as both a real estate agent and mortgage broker for 15+ years. I love what I do, and over my career, I’ve gotten to know our communities, our people, and our housing market. I put my clients first, period, and I work tirelessly to get them the best mortgage rates.

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Areas I Serve

Offering Mortgage Pre-Approval Across Southwestern Ontario

From home refinance mortgages to first-time home buyers, I’m here to help the residents of Southwestern Ontario with all of their mortgage needs. Find out if I offer mortgage services near you and get a mortgage quote today.

Contact Me

The Best Mortgage Rates Are Here

Do you have questions about your mortgage eligibility? Or, maybe you’re ready to apply for a mortgage or get a mortgage quote? Contact me anytime via call, text, or contact form. Find out why so many people trust mortgage agents to handle their home loans.

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